Ms. Janie Gatzman, ARA

Gatzman Appraisal

Contact Details

Gatzman Appraisal
11433 26 Mile Rd
Oakdale, CA
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Work Phone: (209) 262-8214

Area of Expertise

  • Specializing in permanent planting valuation, particularly investment-grade nut crops; nut processing facilities; partial interests (undivided minority/majority interests, leased fee, leasehold); transitional properties; properties with water source or environmental challenges


Janie Gatzman, ARA began her appraisal career in 2001 with American AgCredit, the 6th-largest Farm Credit Association in the US. She was employed by AAC as a staff appraiser for 11 years, and a regional appraisal manager for 2 years. In 2016 she became an independent appraiser starting her own fee appraisal business, Gatzman Appraisal. Janie is a 4th-generation almond farmer; she and her husband are partners in her family's almond farming and handling operation, which her husband manages. Janie specializes in valuing commercial permanent planting properties, with particular attention paid to the value impacts of water source and reliability, as well as environmental regulations and constraints, and the changing regulatory environment for both. She appraises agricultural properties and facilities throughout California, but specializes in permanent plantings in the northern San Joaquin Valley and southern Sacramento Valley where her knowledge of local water resources, water law and environmental constraints is an asset in valuation as well as consultation. Janie also appraises a wide range of agricultural facilities, as well as partial interests such as leaseholds, leased fees, and undivided majority and minority interests. Janie has performed value-related services such as appraisal review, consulting, and has on occasion served as an expert witness for litigation. Janie is an active member of the American Society of Farm Managers and Rural Appraisers, having served as a Certified ASFMRA Instructor and since 2013 serving as Co-Chair of the California Chapter's flagship annual publication Trends in Agricultural Land and Lease Values. Janies role as Co-Chair of Trends includes assembling and editing the entire publication, authoring the Statewide Summary article that gives an overview of value trends throughout the state, and presenting the publication annually at the California Chapters Agribusiness Outlook conference. Janie has also been featured as a speaker on Agricultural Land Value Trends and Investment Valuation at the Appraisal Institutes NorCal Chapters annual Spring Meeting.

Primary Occupation

  • Appraiser


  • Appraiser